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Seller Tips · Arizona

How to Sell Your House Without a Realtor in Arizona: Disclosures, Paperwork, Escrow and the Tradeoffs

Can you sell your house without a Realtor in Arizona? Yes. Arizona's licensing law, A.R.S. § 32-2121, exempts an owner selling their own property who doesn't receive special compensation for the sale. You can price, market, negotiate and close a sale yourself.

What you can't skip: federal lead-paint disclosure for pre-1978 homes, honest disclosure of known material facts, a properly drafted purchase contract, an affidavit of property value with the deed (A.R.S. § 11-1133) and a clean title and escrow process. As an agent, I'll give you the honest version, including where for-sale-by-owner sellers tend to get tripped up.

Data note: Requirements below summarize Arizona Revised Statutes §§ 32-2121, 32-2156, 11-1133 and 33-422 and the EPA's lead-based paint disclosure rule, read November 9, 2026. General information, not legal advice.


Selling By Owner in Arizona: Key Facts


Step 1: Price It Like an Appraiser Would

Overpricing is the most common FSBO mistake. Most buyers use financing, so the price has to hold up at appraisal. Pull recent closed sales of similar homes nearby, not active listings, and adjust for condition, size and lot. Our guide to what happens when an appraisal comes in low shows what's at stake.


Step 2: Prepare the Disclosures

Lead-based paint (homes built before 1978)

Under the EPA's disclosure rule, before a buyer signs a contract you must:

Known material facts

Arizona sellers commonly complete a Seller's Property Disclosure Statement (SPDS) covering roof, plumbing, water, pests, HOA, solar, insurance claims and more. Disclose what you know. Hiding a known defect is a common source of post-closing disputes. A.R.S. § 32-2156 spells out items you're not liable for leaving out: a natural death, suicide, homicide or other felony on the property, occupancy by a person with a disease not transmitted through common occupancy, and proximity to a sex offender.

Unincorporated county parcels

If your home sits on unsubdivided land in an unincorporated part of a county, A.R.S. § 33-422 requires an affidavit of disclosure at least seven days before transfer. It's recorded with the deed, and the buyer has five days to rescind after receiving it.


Step 3: Market It


Step 4: Get the Contract Right

Your purchase contract should spell out the price, earnest money, financing, inspection and appraisal contingencies, the close-of-escrow date and what conveys with the house. A real estate attorney can draft or review it. See what stays with the house when you sell to avoid move-out-day surprises.


Step 5: Open Escrow and Close

Arizona sales typically close through a title and escrow company, which:

Budget for seller-side costs such as title insurance, escrow fees and prorations. Our breakdown of closing costs for sellers in Arizona walks through them.


The Honest Tradeoffs

Selling by owner saves the listing-side commission. In exchange, you take on pricing, marketing, negotiating, contract drafting, deadline management and repair negotiations yourself. Many buyers will also arrive with their own agent, so plan in advance how you'll handle buyer-agent compensation.


“I respect sellers who want to do it themselves, and some do it well. When a for-sale-by-owner deal falls apart, the cause is usually a missed disclosure, a contract gap or a price that doesn't appraise, not marketing. If you go it alone, have an attorney review your contract and talk to a title company on day one.”
— Elizabeth Vijan, Tackett Team, eXp Realty

Frequently Asked Questions

Can I sell my house without a realtor in Arizona?

Yes. A.R.S. § 32-2121 exempts owners selling their own property without special compensation.

What disclosures are required when selling by owner in Arizona?

The lead-paint disclosure for pre-1978 homes, the § 33-422 affidavit for unincorporated parcels, and honest disclosure of known material facts, commonly on an SPDS.

Do I need a lawyer to sell my house by owner in Arizona?

It's not required, but an attorney's contract review is wise. Title and escrow handle the deed and payoffs.

What do I have to disclose when selling a house in Arizona?

Known material facts. A.R.S. § 32-2156 lists items you're not liable for leaving out, such as a death on the property.


Want a Second Opinion Before You Decide?

I'll give you a free pricing analysis and a plain-English comparison of selling on your own versus listing, so you can choose with real numbers.

Elizabeth Vijan | Tackett Team, eXp Realty
Scottsdale & Phoenix Real Estate Specialist

Talk With Elizabeth · Call or text 602-885-7752

Sources: A.R.S. § 32-2121: Licensing exceptions · A.R.S. § 32-2156: Real estate disclosure · A.R.S. § 11-1133: Affidavit of legal value · A.R.S. § 33-422: Land division disclosure affidavit · EPA: Real Estate Disclosures About Potential Lead Hazards

Disclaimer: General information only, not legal advice. Contract terms and disclosure duties depend on your property and transaction. Consult an Arizona real estate attorney. Information deemed reliable but not guaranteed. Equal Housing Opportunity.

Elizabeth Vijan
Elizabeth Vijan
Tackett Team, eXp Realty · Get in touch

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